By Lal Singh HDFC bank limited is the biggest bank in India in terms of assets and market value, which is privately operated. The bank provides millions of customers with a broad branch and digital network. It is a major part of the financial system in India and contributes to the development of retail, corporate and digital banking.
HDFC Bank Quick Overview
| Particular | Details |
| Bank Name | HDFC Bank Limited |
| Type | Public Sector–Listed Private Bank |
| Founded | August 1994 |
| Headquarters | Mumbai, Maharashtra, India |
| Chairman | Atanu Chakraborty |
| MD & CEO | Sashidhar Jagdishan |
| Regulator | Reserve Bank of India (RBI) |
| Industry | Banking & Financial Services |
| Branch Network | 9,500+ branches |
| ATM Network | 21,000+ ATMs |
| Customer Base | 12+ crore customers |
| Services | Retail Banking, Corporate Banking, Loans, Cards, Digital Banking |
| Stock Listings | NSE, BSE, NYSE (ADS) |
| Official Website | hdfc.bank.in |
Net Worth and Market Cap
The net worth of HDFC Bank calculated in terms of overall equity is approximately ₹5.17 lakh crore as of 2025. With a capitalisation of approximately $145 billion, the bank is one of the most valuable listed companies in India. The merger of HDFC Ltd with the bank in 2023 has boosted the balance sheets of the bank and increased its loan and deposit base. This acquisition made HDFC Bank become one of the top banks in the world in terms of market value, and total assets.
Corporate Leadership
Sashidhar Jagdishan is the Managing Director and CEO of HDFC Bank. He is concentrating on digital expansion, risk management and customer experience. The Chairman of the bank is Atanu Chakraborty, who leads the governance and strategic plan of the bank in the long term. The bank operates under a powerful leadership that oversees retail banking, corporate banking, technology as well as compliance.
Overview of Services
HDFC Bank provides services to individuals, businesses, and institutions.
Personal banking involves savings and current, fixed and recurring deposits, home loans, personal loans, auto loans, and gold loans. HDFC also offers clients debit cards, credit cards, and insurance products using the partner companies.
With the help of Business banking, small enterprises and large enterprises are supported using current accounts, working capital loans, trade finance and cash management services. The bank provides project finance, treasury services as well as payment solutions to corporate clients.
Digital banking contributes significantly to the expansion of HDFC Bank. The bank sells mobile banking, net banking, UPI payments, QR collections, and cash withdrawals without the use of a card. Digital channels allow customers to handle accounts, pay bills, and loan applications.
With a strong branch network, modern technology and trustworthy leadership, HDFC Bank continues to influence the private banking sector in India and spreads itself in urban and rural markets.