By Lal Singh In recent months many people in India have invested money with Infinite Beacon Financial Services, lured by promises of high returns and “safe” profits. But many warnings, complaints and investigative reports suggest that this platform may not be what it seems. Let’s examine the facts, the red flags, and what the evidence indicates — whether Infinite Beacon is legitimate or a fraud.
What Were the Promises?
Infinite Beacon reportedly offered the following to potential investors:
- Fixed monthly returns (for example 8 %–10 % per month) on investment amounts.
- Claims of being backed by a registered stock broker (named TRDEZ Investment India Pvt Ltd) which is regulated by Securities and Exchange Board of India (SEBI).
- A dashboard for investors showing their “growth” and “trades” and an option to withdraw.
- Referral-oriented incentive: bring in new investors via agents and earn commissions.
- Marketing emphasising ease of investment, no risk, “profits every month” etc.
At first glance this may look appealing. But the real test is regulation, transparency, withdrawal ability and actual business model.
Serious Red Flags and Evidence Suggesting It’s Not Legit
When we check deeper, many warning signs emerge:
1. Lack of SEBI approval / trading licence: Though the company claimed backing by TRDEZ (a SEBI-registered broker) and portrayed itself as a legitimate investment platform, investigation shows that Infinite Beacon itself is not registered with SEBI to collect funds or run such investment schemes.
Regulated brokers cannot collect funds from the public under schemes promising fixed returns without proper authorisation.
2. Fixed returns guarantee: Any scheme promising fixed monthly returns like 8–10% with “no risk” is highly suspicious. Real investment involves market risk; there is no assured income from trading. Experts have flagged this as one of the biggest red-flags of a Ponzi scheme.
3. Referral/com-commission structure: The fact that investors were encouraged to refer others and agents were paid large commissions is typical of pyramid or multi-level schemes. The business model appears more reliant on new money coming in rather than actual market trading profit.
4. Withdrawal complaints & investor distress: On online forums investors report they are unable to withdraw money, or have been waiting “for months”. That indicates major liquidity issues or mis-management of funds.
5. Ambiguous claims of regulatory registration: The company claims to be registered with the Financial Intelligence Unit – India (FIU) in some media articles. However, FIU registration (which relates to anti-money-laundering compliance) does not equate to being authorised for public investment or trading schemes, which still require SEBI licence or relevant permits. The difference is important.
Verdict: Real or Fake?
Putting all the evidence together:
- The scheme promises unrealistic fixed returns — very suspicious.
- The regulatory compliance for accepting public deposits or investment funds seems missing.
- Many investor complaints and withdrawal issues exist.
- Large amounts collected, multiple agents, referral model — typical of Ponzi or pyramid schemes.
Therefore, from the available information, it is highly likely that Infinite Beacon Financial Services is not safe to invest or Ponzi-type scheme, rather than a genuine, safe investment platform.
While it’s possible some services offered may exist, the core promises (fixed monthly returns, easy withdrawals, referral bonuses) and lack of clear regulation means serious risk is involved.
What Should You Do If You Have Invested or Are Considering?
- Stop further investment: Do not add more funds until clarity is obtained.
- Collect all evidence: Save receipts, dashboard screenshots, bank transfer details, communication from the company.
- File complaint: Lodge a complaint with SEBI (via SCORES), also report to local Cyber Crime cell or Enforcement Directorate if large sums involved.
- Warn friends and family: Many people get pulled in via relatives; pass on caution.
- Use regulated platforms: Always use investment/trading platforms regulated by SEBI or equivalent trustworthy regulator.
- Check before you invest: Ask for trading strategy transparency, licence number, audited financial statements, real withdrawals from independent users etc.
Final Word
In the Indian context where many investment scams emerge, it’s important to remain cautious. Although Infinite Beacon Financial Services presents itself in a professional manner, the underlying structure, complaints, and regulatory gaps indicate it is not safe to trust. Treat such high-return guaranteed schemes with extreme suspicion.