By Lal Singh City Union Bank Limited offers a range of banking services and products in India. In December 1987, the company changed its name from The Kumbakonam City Union Bank Limited to City Union Bank Limited. Based in Kumbakonam, India, City Union Bank Limited was established in 1904.
City Union Bank – Quick Overview
| Particular | Details |
| Bank Name | City Union Bank Limited (CUB) |
| Type | Public Listed Bank (Private Sector) |
| Industry | Banking & Financial Services |
| Founded / Incorporated | 31 October 1904 (as The Kumbakonam Bank Limited) |
| Founder | S. Krishna Iyer, V. Krishnaswami Iyengar & R. Santhanam (among founders) |
| Headquarters | Kumbakonam, Tamil Nadu, India |
| Chairman | G. Mahalingam |
| MD & CEO | Dr. N. Kamakodi |
| Core Services | Retail Banking, Corporate & Wholesale Banking, Treasury, MSME & Agri Loans, Digital Banking |
| Products | Savings & Current Accounts, Loans (Home, Personal, Business), Deposits, Cards, Payment Solutions, Forex, ATMs & POS |
| Branch Network | 800+ branches & ~1,650+ ATMs (2025) |
| Customer Focus | Urban, Semi-urban & Rural Banking; MSME & Retail segments |
| Market Position | One of India’s oldest private sector banks with strong South India presence |
| Stock Exchange Listing | BSE & NSE (Ticker: CUB) |
| Employees | ~7,000+ |
| Ownership | Public shareholders; listed equity |
| Notable Milestones | Incorporated over 120 years ago; name changed to City Union Bank in 1987 |
| Official Website | cityunionbank.com |
Net Worth and Market Cap
The market capitalization or net value of City Union Bank is INR 204.41 billion.
Corporate leadership
With its headquarters located in Kumbakonam, Tamil Nadu, City Union Bank Limited is a private sector bank in India. The bank was established on October 31, 1904, under the name Kumbakonam Bank Limited. Dr. N. Kamakodi is the MD and CEO of City Union Bank, while M. Narayanan serves as chairman.
Overview of Services
Savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold; personal, consumer, home/housing, property, education, etc., including export, import, fx retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bonds; debit, prepaid, and credit cards; NRI banking products and services; insurance products, including social security plans.
In addition, it offers tech services and products such digital signatures, demat, bill payment, GST and tax payments, cash and asset management, electronic fund transfers, green pins, wallets, point of sale, and automated teller machines.
The organization also provides information about agriculture, education, and kiosk services; payments to the government, including online taxes and power bills; and support services, including safe deposit locker facilities, value added, round-the-clock customer assistance, and account aggregator.
Scale of Operations
The bank concentrated on functioning as a regional bank in Tamil Nadu’s Thanjavur district. Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations are its four business segments. The bank has introduced cutting-edge digital goods and services, like the “Wearable Keychain,” which makes it simple for clients to make payments. The bank also introduced “HELLO UPI,” a conversational payment tool that lets users pay with their voice, as part of its digital innovation.